Insurance Experts Present The Most Valuable Car Insurance Discounts
Car insurance discounts will help a driver save hundreds, even thousands of dollars. Insurance companies offer a wide palette of discounts. However, each company imposes a series of requirements in order to qualify. Consult the requirements before applying for a discount. Drivers can also check if they qualify for some discounts when using online quotes.
When combining multiple insurance services or insuring multiple vehicles under the same contract, the policyholder will be rewarded with a discount. The value of the discount varies by insurance company. Buying more services or insuring more car will increase the value of the discount. In some cases, the discount can be as high as 20%. On the long term, the policyholder can save thousands of dollars. Online questionnaires ask the users if they own their home and if they want to also buy homeowners insurance and save money.
Driver education discounts
Drivers can get an insurance discount for passing defensive driving exams. However, they will get discounts only if they graduate approved courses. Ask the current insurer which courses are approved and how much money can be saved. Keep in mind that graduating defensive driving courses will help drivers offset some license points. Of course, if the local legislation approved that.
Safety and car recovery equipment
Having the right safety equipment can trim the insurance costs. The list of eligible items for this discount includes immobilizers, lane departure systems, hi-quality airbags and seat belts, head and kneed protection. Each company may use a different name for this discount.
otes, drivers are if they have anti-theft or/and car recovery devices installed. Also, users are asked about having the VIN number etched into each of the vehicle’s windows.
Low mileage discount
Being less exposed to accidents will significantly lower insurance costs. The rule for obtaining this discount is simple: drive less than a certain number of miles. The average annual mileage is 12.000, so driving less than that should theoretically qualify a driver for this discount.
Insurance companies offer a great number of discounts. It’s your job to verify for how many you qualify for, said Russell Rabichev, Marketing Director of Internet Marketing Company.
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